- By Shreyansh Mangla
- Fri, 25 Jul 2025 01:13 PM (IST)
- Source:JND
Bajaj Finance Share Price Today: The shares of Bajaj Finance tumbled by 5 per cent on Friday, opening at an intraday low of Rs 900 per share. The stock prices were significantly low as compared to the previous close of Rs 959 on Thursday. This is the worst intraday opening for Bajaj Finance in the last three months, which came despite despite the company announcing excellent financial results for the first quarter of 2025.
Bajaj Finance Share Price: Why Stock Prices Are Falling
Even though Bajaj Finance reported higher profits and increased lending, investors sold off their shares. The company's net profit jumped by 22 per cent to Rs 4,765 crore, and its revenue jumped by 21 per cent to Rs 19,524 crores. They had also issued 13.49 million new loans, a 23 per cent increase, and expanded their customer base by 21 per cent. The total loans managed (Assets Under Management or AUM) rose by 25 per cent to Rs 4.42 lakh crore.
However, there were a few downsides. Loan defaults have increased, primarily due to excessive loans and spending. The non-performing assets or NPAs have increased slightly. The gross NPAs went from 0.86 per cent to 1.03 per cent, and the net NPAs from 0.38 per cent to 0.50 per cent.
The money set aside for bad loans (provisions) went up by 26 per cent to Rs 2,120 crores. While the cost of borrowing money has decreased, the company still relies on deposits for its primary sustenance. Despite these heavy losses, Bajaj Housing Finance and Bajaj Finance Securities, the company's smaller divisions, reported good profits.
Should You Buy, Sell, or Hold Bajaj Finance Shares?
Experts recommend that investors should hold onto their Bajaj Finance shares. One of the expert brokers suggested that the stock has strong support at Rs 870 and could bounce back to Rs 950 to Rs 960 in a short while. Experts also suggest keeping the loss limit under Rs 870.
For newbies, experts suggest buying at the current lower price with the same short-term target of Rs 950 and Rs 960, and keeping the loss limit at Rs 870. Despite a 5 per cent dip, Bajaj Finance's core business remains strong, and analysts believe the stock could recover soon.