A mutual fund is a preferred investment tool among a set of investors who have a goal to accumulate a large corpus in a long-term investment set-up. Whether you are an aggressive investor having more risk appetite, you want a mix of risk and balance, or you have a low risk appetite, mutual fund houses offer numerous schemes depending on investors need. Hybrid Mutual Fund schemes are one of those many categories that allow investors to invest in a mix of equity and debt instruments. Additionally, some hybrid funds also offer exposure to investment in commodities--Gold and Silver.
If you are looking to start an investment journey with Hybrid schemes, then you should do thorough research about schemes and initiate investing in one that aligns with your risk appetite--in terms of allocation to equity, debt or other--and your goal.
Below are the analyses of the returns of Hybrid Schemes from SBI Mutual Fund in 1-year, 3-year and 5-year periods.
SBI Equity Hybrid Fund
The Net Asset value of the scheme is Rs 316 (As of July 06, 26). The fund was launched in October 1995 and has delivered a return of 14.91 per cent (regular-growth) compounded annual growth since inception. For exits within 12 months from the date of allotment, a nil exit load applies to 10 per cent of the investment, while the remaining investment is subject to a 1.00% load. For exits after 12 months from the date of allotment, there is no exit load.
Risk Outlook: very Risky
1 Year, 3 Year, and 5 Year
1 year Return- 4.51 per cent (Regular Growth), 5.2 per cent (Direct Growth)
3 Year Return- 13.54 per cent (Regular Growth), 14.3 per cent (Direct Growth)
5 Year Return- 11.22 per cent (Regular Growth), 11.98 per cent (Direct Growth)
SBI Multi Asset Allocation Fund
The Net Asset value of the scheme is Rs 67.015 (As of July 06, 26). The fund was launched in December 2005 and has delivered a return of 12.32 per cent (regular-growth) compounded annual growth since inception. For units allotted up to September 28, 2023, the exit load is nil until October 30, 2023. For units allotted from September 29, 2023, an exit load of nil applies to 10% of the investment for exits within 12 months of allotment, with a 1 per cent load on the remaining investment; exits after 12 months from the date of allotment are subject to a nil exit load.
Risk Outlook: Very Risky
1 Year, 3 Year, and 5 Year
1 year Return- 14.62 per cent (Regular Growth), 15.17 per cent (Direct Growth)
3 Year Return- 17.17 per cent (Regular Growth), 18.2 per cent (Direct Growth)
5 Year Return- 13.63 per cent (Regular Growth), 14.63 per cent (Direct Growth)
Also Read: Gold Rate Today: Gold Down To Rs 1.45 Lakh, Silver Falls Rs 4,800; Check 24k, 22k Gold Rates
SBI Equity Saving Fund
The Net Asset value of the scheme is Rs 24.6657 (As of July 06, 26). The fund was launched in May 2015 and has delivered a return of 8.38 per cent (regular-growth) compounded annual growth since inception. The total asset under management under the scheme is Rs 5,347.04 crore.
Risk Outlook: Moderate
1 Year, 3 Year, and 5 Year
1 year Return- 2.51 per cent (Regular Growth), 3.08 per cent (Direct Growth)
3 Year Return- 9.58 per cent (Regular Growth), 10.17 per cent (Direct Growth)
5 Year Return- 8.24 per cent (Regular Growth), 8.82 per cent (Direct Growth)
SBI Conservative Hybrid Fund
The Net Asset value of the scheme is Rs 24,66576.6897 (As of July 06, 26). The fund was launched in April 2001 and has delivered a return of 8.35 per cent (regular-growth) compounded annual growth since inception. The total asset under management under the scheme is Rs 1,0142.49 crore.
Risk Outlook: High
1 Year, 3 Year, and 5 Year
1 year Return- 4.4 per cent (Regular Growth), 4.9 per cent (Direct Growth)
3 Year Return- 8.86 per cent (Regular Growth), 9.39 per cent (Direct Growth)
5 Year Return- 6.09 per cent (Regular Growth), 6.61 per cent (Direct Growth)
Note: All the return data are as per the SBI Mutual Fund official site till July 7, 2026.
Disclaimer: This story is for informational purposes only. It should not be considered as investment advice.