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Bareilly Man Viral Reddit Post: A man from Bareilly is winning hearts online with his inspiring journey from earning Rs 7,000 a month to owning two flats and being almost debt-free by 35. His story, shared on Reddit, is not about luck or overnight success; it’s about discipline, smart savings, and never giving up. He started with a low-paying job in Noida in 2013, later moved to Bengaluru for a course, faced over 45 job rejections, but kept going. A powerful tip from an HR, “Save like it’s rent, avoid credit cards”, changed his mindset. He began tracking every rupee, lived simply, invested wisely, and avoided impulsive spending.

By 2018, he had enough savings and took a Rs 55–60 lakh loan, with Rs 7 lakh help from his father, to buy his first flat in Noida. He paid extra EMIs and used all bonuses to reduce the loan faster. In 2021, after getting married, he moved back to Bengaluru and took another Rs 40 lakh loan for a second flat, plus Rs 10 lakh for a car.

Despite loans of over Rs 1 crore, he’s repaid 75–80% and is close to being debt-free. His simple rules: no shortcuts, no lifestyle inflation, and no quitting. As he says, “ I wasn’t gifted. I wasn’t fast. I wasn’t a topper. I didn’t crack IIT. I didn’t go abroad. I stayed consistent. I stayed disciplined. I stayed hungry not for praise, but for peace.”

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Watch The Viral Post:

How I Bought Two Apartments (Noida & Bengaluru) and Became Debt-Free by 35
byu/Creative-Library9168 inbengaluru_speaks

The post shared two days ago received many comments from Reddit users. "I dont know & I dont care about the people fighting in the comments section, but this sure motivated me to make some serious changes. Thank you," a user wrote. "Glad to hear a realistic version of such stories. Most of the shit we see is I am still in the womb with 69 cr now. Can I fire at 9 months?" a second user wrote. "Good job, man. People don't want to learn or understand. Wealth can be created through property. Matter of fact, multiple properties can be made. Keep going, brother," a third user added.

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"Everything's good advice, apart from the credit card part. If used sensibly and smartly, it's a great asset to have a good limit credit card," added a fourth user. "But why 2 flats instead of that might have gone for some other investment instruments naa just asking and just trying to pick your brain," the fifth user added. "A great story of success by defining failures," wrote another user. "This is really nice and wholesome!" added another user.