The most anticipated Amazon’s sale is ready to go live on 23rd September, and I assume you are all set with your goals, including what to purchase and how much you are willing to spend on a particular product. But what if I make your shopping more budget-friendly? Yes, here in this article, I’m going to give you a step-by-step guide on how you can get extra cashback with an Amazon Pay purchase.
The sale is also going to give you a 10% instant discount on SBI cards (both credit and debit), free coupons, and many more, which means the savings are huge on every product; you just need to make the final payment wisely.
1. Understand the Amazon Pay Ecosystem
Amazon Pay is not just one service; it's a comprehensive digital payment platform integrated directly into your Amazon shopping app. To use it effectively, it is important to understand its key components:
- Amazon Pay Balance: This is your digital wallet on Amazon for buyers. It can be loaded with funds via UPI, debit card, or net banking. Any cashback or refunds you receive are also credited to this account. The balance is a fast, 1-click payment method that eliminates the need for OTPs, making checkout seamless during the high-traffic sale period.
- Amazon Pay UPI: Amazon's own UPI payment platform allows you to make instant payments directly from your bank account. You can use it for shopping on the App, paying bills, and even for Scan & Pay transactions at local stores.
- Amazon Pay Later: For those who need to extend their budget, this provides instant credit of up to Rs 60,000. You can buy now and pay at your convenience, either in the next month or via EMIs.
- Amazon Pay ICICI Bank Credit Card: A lifetime-free co-branded card that offers unlimited cashback on all transactions. For Prime members, this means a massive 5% cashback on Amazon purchases, while non-Prime members receive 3%.
2. The Ultimate Cashback Strategy During the Sale
The Amazon Great Indian Festival Sale 2025, starting September 23rd, is your chance for massive savings with exciting cashbacks and offers. While you will find incredible discounts on everything from smartphones to home appliances, the ultimate cashback strategy lies with Amazon Pay.
- Step 1: The Amazon Pay ICICI Bank Credit Card: For your primary Amazon purchases, always use this card. It offers a flat, unlimited 5% cashback for Prime members and 3% for others, credited automatically to your Amazon Pay balance. This is the base layer of your extra savings.
- Step 2: Collect Bonus Cashback Rewards: Navigate to the "Rewards" section within the Amazon Pay dashboard. Here, you will find special cashback offers on specific categories or products that can be collected and applied to your order. This is an extra layer of cashback for Amazon’s sale that sits on top of your credit card cashback.
- Step 3: Leverage Amazon Coupons: Before checkout, check if there are any additional Amazon coupons available for your selected products. These offer instant discounts and can be combined with other offers.
- Step 4: Use Partner Bank Offers: Look for instant bank discounts, such as the 10% off with SBI cards, that are traditionally offered during the sale. While these might not stack with the Amazon Pay ICICI card for maximum benefit on Amazon purchases, they are excellent for transactions where the Amazon Pay ICICI card is not the optimal choice.
- Step 5: Utilise Amazon Pay Later and No-Cost EMI: For expensive purchases, use Amazon Pay Later to spread the cost over several months with no-cost EMI options. This allows you to manage your budget without missing out on the best deals.
