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10 Best PM Kisan Schemes In India: The backbone of the Indian economy is its agricultural sector. Under the PM Kisan program, the Indian government has introduced numerous beneficial programs to help them and enhance their quality of life. These initiatives seek to give farmers nationwide access to modern farming equipment, improved irrigation, insurance coverage, pension support, and financial support. Every scheme, whether it is providing small farmers with direct funding, affordable crop insurance, or assistance in growing organic crops, contributes significantly to the ease and profitability of farming. The government has also concentrated on leveraging technology in recent years to reach more farmers, cut down on middlemen, and increase transparency through Direct Benefit Transfer (DBT).

Pradhan Mantri Dhan Dhanya Krishi Yojana, a recently approved program in July 2025, is specifically made to enhance crop management and storage. The majority of these programs are available for farmers to apply for online or through local agriculture offices or Common Service Centres (CSCs). Small and marginal farmers, who frequently struggle financially, benefit most from these programs.

10 Best Pradhan Mantri Kisan Yojana In India For Farmers

In this article, we will look at the 10 most important PM Kisan schemes, what benefits they offer and how farmers can apply for them easily to improve their income and productivity.

1. Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

PM-KISAN Samman Nidhi scheme provides ₹6,000 per year to eligible farmers in three equal instalments. The money is directly transferred to their bank accounts. This helps farmers manage daily expenses for seeds, fertilisers and farming tools.

How to apply: Farmers can apply online at pmkisan.gov.in or visit the nearest CSC (Common Service Centre).

2. Pradhan Mantri Kisan Maan Dhan Yojana (PMKMY)

This scheme offers a monthly pension of ₹3,000 to small and marginal farmers after the age of 60. Farmers contribute a small monthly amount, and the government matches it.

How to apply: Visit LIC branches, CSCs, or register through the Maandhan portal.

3. Pradhan Mantri Dhan Dhanya Krishi Yojana (Launched July 2025)

This new scheme, Pradhan Mantri Dhan Dhanya Krishi Yojana, focuses on providing financial help for grain and crop storage, along with modern infrastructure support to reduce post-harvest loss.

How to apply: Farmers can apply through the official agriculture department website or visit district agriculture offices.

 

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4. Pradhan Mantri Fasal Bima Yojana (PMFBY)

PMFBY offers insurance coverage to farmers against crop loss due to natural disasters, pests, or diseases. Premium rates are very low and the rest is paid by the government.

How to apply: Farmers can apply at CSCs, through their bank, or via the official PMFBY website.

5. Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)

Pradhan Mantri Krishi Sinchayee scheme promotes "Har Khet Ko Pani" by improving irrigation systems. Farmers get financial help to build micro-irrigation tools like drip and sprinkler systems.

How to apply: Apply through the state agriculture department or visit the local agriculture office.

6. Crop Insurance Schemes

Apart from PMFBY, several state-level crop insurance schemes protect farmers from crop loss due to climate or other risks. These help reduce financial stress during bad seasons.

How to apply: Apply through local banks, insurance agents, or government agriculture offices.

7. Krishi UDAN Scheme

This scheme helps in faster air transport of agricultural products, especially perishables like fruits and vegetables, from remote areas to major markets. This increases farmer income by reducing spoilage.

How to apply: Farmers can contact local mandis or FPOs (Farmer Producer Organisations) involved in logistics support.

8. Kisan ATMA Yojana (Agricultural Technology Management Agency)

This scheme provides training, knowledge-sharing, and new farming techniques to farmers. It also supports the adoption of advanced farming methods to increase yield.

How to apply: Approach local agriculture departments or Krishi Vigyan Kendras for enrollment.

 

ALSO READ: PM Kisan Yojana 20th Installment: When To Expect And How to Check Your Name In Beneficiary List

9. DBT in Agriculture (Direct Benefit Transfer)

Under DBT, subsidies and financial aid (like fertiliser subsidy, seed subsidy, and more) are directly transferred to farmers’ bank accounts to ensure transparency.

How to apply: Farmers must link their Aadhaar with bank accounts and register with the agriculture department.

10. Jaivik Kheti Scheme

This scheme promotes organic farming and provides training, certification, and market support for organic produce. It also helps reduce chemical use in farming.

How to apply: Farmers can register at jaivikkheti.in or consult with local agriculture officers.