- By Aditi Priya Singh
- Mon, 07 Apr 2025 02:20 PM (IST)
- Source:JND
Top 10 Costliest Cities In India By Monthly Cost Of Living: In 2025, Indian cities’ rising costs for daily necessities, education, healthcare, transportation, and food raised the cost of living. Due to rapid urban development, high population density, lifestyle demands and better job opportunities, some cities have become more expensive than others. India's most expensive cities to live in are Mumbai, Delhi, Bangalore and Pune. These cities have higher living expenses but also better infrastructure and opportunities for professional advancement. Compared to residents of smaller towns, the cost of rent, groceries, school fees, transport, and entertainment is higher in these cities.
In addition to metro areas, monthly costs have increased in cities like Chennai, Hyderabad, and Ahmedabad. Depending on the city and lifestyle, a family of four may have monthly living expenses ranging from ₹80,000 to ₹1.5 lakh. Even without rent, a single person's monthly expenses for basic living can still range from ₹25,000 to ₹40,000.
Top 10 Costliest Cities In India By Monthly Cost Of Living
Here is the list of India's Top 10 Costliest Cities, you can check where and why living expenses are highest in 2025. Understanding this can improve your financial readiness, regardless of your plans to relocate, work, or pursue education.
| Rank | City | Family of 4 Including rent | Single excluding rent |
| 1. | Mumbai | Rs 95k to 1.5 Lakh | ₹35,651 |
| 2. | Delhi | Rs 80k to 1.4 Lakh | ₹33,289 |
| 3. | Bangalore | Rs 75k to 1.2 Lakh | ₹33,286 |
| 4. | Pune | Rs 65k to 1.1 Lakh | ₹33,585 |
| 5. | Hyedrabad | Rs 60k to 1 Lakh | ₹32,009 |
| 6. | Chennai | Rs 70k to 1.1 Lakh | ₹31,437 |
| 7. | Ahmedabad | Rs 50k to 85k | ₹32,077 |
| 8. | Kolkata | Rs 50k to 1.1 Lakh | ₹29,781 |
| 9. | Surat | Rs 30k to 1.1 Lakh | ₹29,073 |
| 10. | Jaipur | Rs 45k to 95k | ₹29,093 |
World's Top 3 Costliest Cities By Monthly Cost Of Living In 2025
In 2025, Hong Kong, Singapore, and Zurich are ranked as the world’s top 3 most expensive cities based on the monthly cost of living. A family of four in these cities needs around ₹3 to 5 lakh, while a single person spends ₹1 to 1.5 lakh, excluding rent. These high costs reflect the premium lifestyles, global business hubs, and expensive services in these cities.