- By Aditya Pratap Singh
- Mon, 18 Dec 2023 04:12 PM (IST)
- Source:JND
Number of UPI IDs with Single Bank Account: UPI is one such made-in-India technology that is being widely used by India every day. UPI was launched in 2016 by the National Payments Corporation of India (NPCI) and it has become the most used payment system in India Nowadays.
An Indian Citizen just needs to install a UPI payment-supporting app and they need to set up a UPI ID with one of their bank accounts to start the online payment journey. However, the majority of UPI users have UPI IDs with multiple Payment apps. In such a situation, it is important to know, how many UPI IDs can be created from one bank account.
As we all know, UPI is an intermediate real-time payment system. Its biggest feature is that many different bank accounts can be linked to a single mobile app of UPI. You can transfer money and make payments to any merchant from the same mobile app.
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Number of UPI IDs can be linked to one bank account?
The answer is, 4 UPI IDs can be linked to one bank account. If you think you have an excess of UPI ID with a single bank account, then you can delete UPI IDs as well.
On the UPI app, you have to create a VPA or Virtual Payment Address. VPA varies from service provider to service provider. Like if you are using a phone, then its VPA will be your mobile number @ybl. If you are using Google Pay then, its address will be your name @obbankname.
How to create separate UPI IDs?
All UPI users have to create a VPA or User ID that will be linked to their bank account. Multiple bank accounts can be linked to a single mobile app. However, each bank account will have its own separate UPI ID. One of these will be the primary bank account.
Having multiple UPI IDs with different banks helps a lot. It gives you the freedom to pay or receive money in an account of your choice.
