- By Chetna Shree
- Tue, 07 Oct 2025 06:31 PM (IST)
- Source:JND
UPI New Rules From October 8: Starting October 8, 2025, digital payments through Unified Payments Interface (UPI) are set to witness a significant transformation. In a major move to ensure convenience and security, the Reserve Bank of India (RBI) has announced new guidelines allowing biometric verification for UPI transactions.
Until now, users were required to enter a numeric PIN to authorise payments. However, under the new guidelines, UPI platforms such as Google Pay, Phone Pe, Paytm and others will support biometric authentication methods such as facial recognition and fingerprint scanning, leveraging Aadhaar-linked credentials, news agency Reuters reported.
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UPI Payments To Use Biometric Verification
- According to reports, UPI payments will now be authenticated via biometric verification methods such as facial recognition and fingerprint scanning.
- The system will use biometric details stored under the Aadhaar framework for transaction verification.
- This upgrade is expected to be rolled out on October 8, with the National Payments Corporation of India (NPCI) likely to unveil the new feature at the Global Fintech Festival in Mumbai.
How Will Biometric Authentication Boost Security?
- The new feature, slated to be rolled out on October 8, addresses security flaws in the current numeric PIN system, which is vulnerable to shoulder surfing, device skimming and PIN theft or misuse.
- Additionally, the elderly or those less comfortable with technology find it difficult to enter a PIN for every transaction, which the biometric verification aims to ease.
- Digital payment experts believe that this new feature will significantly improve security and transaction speed.
- By using Aadhaar-linked biometric infrastructure, the rollout is expected to be smooth and scalable.
- However, PIN-based verification will still be available for users as an option, offering flexibility and convenience.
Biometric UPI Verification To Be Launched In SELECT Banks
The upcoming biometric authentication feature for UPI transactions will initially be launched for select banks and wallet apps, Jagran.com reported. The feature will be rolled out gradually, eventually reaching all UPI users across India.
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