UPI With Rupay Credit Card: Find Out Best Rupay Credit Cards And Their Annual Charges

UPI Credit Card and their Annual Fee- Ever Since the National Payment Corporation of India allowed UPI payment through Rupay credit card in 2022, the trend of using RuPay Credit Cards has increased. Earlier, UPI payment was allowed through bank accounts and debit cards.

Customers find it easy to make UPI payments through QR codes. Below, we will give details of the RuPay credit cards of SBI, HDFC Bank and ICICI Bank.

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IRCTC SBI RuPay Platinum Credit Card

The SBI Rupay credit card comes with the partnership of IRCTC.

Customers get a value back of 10 per cent on purchasing tickets in AC1, AC2, AC3, Executive Chair Car and Chair Car through the credit card.

Cardholders get 4 complimentary railway lounge facilities in a year.

The joining is free but its annual fee is Rs 300.

HDFC Bank UPI RuPay Credit Card

On transactions through HDFC PayZapp, cardholders get 3% cash points (maximum 500) on grocery, supermarket and dining spending.

Cardholders get 2 per cent cash points (maximum 500) on utility expenses. Cardholders also get 1 per cent cash points (maximum 500) on other expenses.

The annual fee for this HDFC bank card is Rs 99, which will be waived if you spend more than Rs 25,000.

Indian Oil HDFC RuPay Credit Card

Cardholders get a 5% discount (maximum 250 fuel points per month (first six months) and then a maximum of 150 fuel points per month (after 6 months). The same can be gained at Indian Oil fuel outlets.

The users would get 5 per cent fuel points (maximum 100 fuel points) on grocery and bill payments. A one per cent surcharge is also exempted.

The annual fee for the card is Rs 500, which will be waived if you spend more than Rs 50,000.

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