• Source:JND

A woman who sought an easy loan through a website ended up being subjected to online abuse and sextortion in Uttar Pradesh’s Lucknow. The woman, a resident of Indira Nagar, who took a loan of Rs 3,300 in September also had to pay double the amount of the loan she sought.   

According to the complaint, the woman received a loan offer on her mobile phone following which she clicked on the provided link to know more about the offer. After seven days, she was alerted by the loan provider that she had to repay the double amount of the loan, the offer which she refused to repay.    

However, her bank account was credited with Rs 3,300, even though she refused to accept the order. She also disclosed her bank account details while checking other offers while navigating through the loan application process. 

She received continuous phone calls for the next six days pleading for money, leaving her confused and backed into a corner. She hesitantly used a smartphone app to make the payment out of fear of the repercussions. 

The next day, she discovered Rs 5,400 had been mysteriously put into her bank account along with a demand for an additional Rs 9,062 to be paid back within a week. This just served to heighten her disbelief.

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"I never applied for the loan, and yet the money was mysteriously credited to my bank account. I exhausted every possible avenue to reach company officials responsible for this unauthorised deposit, but my efforts were in vain. Two days later, I received a call, and I confronted the caller about an unapproved transaction. I demanded an explanation and refused to pay extra money for the loan," she said as quoted by news agency ANI.

The girl alleged that the company infiltrated her mobile phone, gaining access to all her personal data and photos stored in the phone gallery. The woman also said they sent her manipulated photos of her and threatened to release them unless she reimbursed money.

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Police have registered a case and filed an FIR under several sections of IPC including Section 384 (extortion) and Section 420 (cheating) and further investigation is underway. 


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